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NRB Bank
NRB Bank known as Migrants' Sponsored Banking () system, is a newly invented banking structure in which initial capital funded by non-resident nationals (), deposit supposed to collect mostly from NNs and lend the subsequent into home country.
The bank has multiple objectives within its single structure and typical deposit-lending functions. The first objective is to be a platform of NNs for their better investment into the home economy and long term objective is to reduce dependency on international financial institutes () for external financing in home economy.
Migrants Bangladeshis were demanding such type of bank since 1990s. However, Md. Bayazid Sarker an economist and Central Bank official of Bangladesh first develop a theoretical structure of the bank and officially floats the idea in his research paper titled “Alternative Resource of World Bank for External Financing in Bangladesh: A Foreign Remittance Approach” on December 15, 2007 in Dhaka〔Sarker, M.B. (2010). Bangladesh Economic Association Samoiki 2010. pp 689–701. thesteps.org〕…(). Government makes believe by the continuous pressure from Bangladeshi diaspora around the world. Afterward Central Bank of Bangladesh (Bank ) call for NRB bank applications in 2011 and finally issued three NRB Bank (Bangladeshis Bank ) licenses in 2013 though newly born banks need much effort to come into its basic and broad objective. Newly born NRB Banks are NRB Commercial Bank Limited, NRB Bank Limited and NRB Global Bank Limited. Therefore, Bangladesh is the pioneer in introducing migrants sponsored banking system.()()
==Products and Services==
Like other private commercial bank in Bangladesh, NRB bank offers vast category of products and services for Corporate, Retail and SME. Bank introduced fully online any-branch banking from day one with state of art internet banking both for consumer and corporate account holders. NRB Bank is the first bank to introduce secure VISA EMV card among 4th generation banks in Bangladesh .
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